Shrinidhikrupa Chit Fund (Shirkol) Private Limited
A licensed chit fund for subscribers in Dharwad district — simple, transparent and well-organised schemes, run with the care of a family office and the discipline of a registered institution.
Sealed & registeredDependable service, kept simple and transparent
Shrinidhikrupa Chits provides chit schemes designed to help subscribers plan their savings and meet their financial requirements. We keep our operations simple, transparent and well-organised, with clear information at every stage of the scheme.
Our focus is on dependable service, assisting subscribers throughout their chit tenure, and maintaining proper processes in accordance with applicable rules and regulations. We look forward to building long-term relationships with our subscribers through trust and consistent service.
To be a trusted chit fund company known for transparency, reliability and excellent customer service, helping our subscribers achieve their financial goals through structured chit schemes.
- Offer transparent and reliable chit schemes.
- Conduct chit auctions with fairness and clarity.
- Provide timely information and support to our subscribers.
- Maintain accurate records and responsible business practices.
- Comply with applicable laws and regulations.
- Build lasting relationships through trust and transparency.
How a chit fund and its auction work
A chit is a fixed-term savings arrangement. Subscribers pay a monthly instalment, and each month one member wins the prize through a fair auction.
Open a scheme
A chit is opened with a fixed number of subscribers, a chit value and a tenure.
Pay monthly
Each subscriber pays a fixed instalment every month for the full tenure.
Win the auction
Each month a member bids in a fair, transparent auction to receive the prize money.
Receive your share
The winner takes the prize; remaining subscribers share the dividend as the chit closes.
Structured chit schemes
Monthly instalment × number of months = chit value. Entrance fee is a one-time payment at enrolment.
Operating under a valid chit fund licence
We maintain accurate records and responsible business practices, and comply with applicable laws and regulations. Chit funds are a regulated savings instrument; returns depend on auction outcomes and are not guaranteed.
Visit or write to the office
Near Kalameshwar Temple, Shirkol,
Tq: Navalgund, Dharwad - 582208,
Karnataka
A registered chit fund serving subscribers in Dharwad district with transparent, well-organised schemes.